IndiaPost.gov.in
Investment & Savings Schemes
Choose the right scheme to grow your wealth and secure your future.
Post Office Savings Account (SB)
Ideal for daily transactions with ATM, Mobile & Net Banking facilities.
5-Year Recurring Deposit (RD)
Systematic small savings with attractive quarterly compounded interest.
Post Office Time Deposit (TD)
High-yield fixed deposits with annual interest payouts.
Monthly Income Scheme (MIS)
Perfect for retirees seeking stable monthly cash flows.
Senior Citizen Savings Scheme (SCSS)
Premier retirement scheme offering highest safety and returns.
Public Provident Fund (PPF)
Long-term wealth creation with absolute tax-free returns.
Sukanya Samriddhi Account (SSA)
Dedicated scheme for the empowerment of the girl child.
National Savings Certificate (NSC)
Safe certificate-based investment with periodic government backing.
Kisan Vikas Patra (KVP)
Popular scheme for doubling investment with assured returns.
Mahila Samman Savings Certificate
One-time small savings scheme for women's financial independence.