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โ˜Ž Helpline: 1800-266-6868 (Toll Free)
PROTECTION & SAVINGS

Postal Life Insurance Services

Secure your family's future with the lowest premiums and highest bonus rates in India.

โ‚น76/1k Highest Bonus
โ‚น50 Lakh Max Sum Assured
1884 Serving Since

๐Ÿ“‹ Who can join PLI?

PLI is now open to employees of:

  • Central & State Government
  • Defense & Para-military Services
  • Public Sector Undertakings
  • Banks & Educational Institutions
  • Listed IT Companies
  • Professionals (Doctors, Engineers, CA, etc.)

* RPLI is open to all residents of Rural Areas.

Postal Life Insurance (PLI) Plans

Premium solutions for urban professionals and government employees.

โ‚น76/1000 ๐Ÿ›ก๏ธ

Whole Life Assurance (Suraksha)

Entry Age:19 - 55 Years
Sum Assured:โ‚น20,000 - โ‚น50 Lakh
Loan Facility:After 4 Years

Highest bonus rate. Amount with bonus paid at age 80 or to nominees on death.

โ‚น52/1000 ๐Ÿ†

Endowment Assurance (Santosh)

Maturity Age:35 to 60 Years
Sum Assured:โ‚น20,000 - โ‚น50 Lakh
Loan Facility:After 3 Years

Amount paid on reaching maturity age or to nominees in case of death.

โ‚น48/1000 ๐Ÿ’ฐ

Anticipated Endowment (Sumangal)

Policy Term:15 or 20 Years
Money Back:Periodic survival benefits
Sum Assured:Up to โ‚น50 Lakh

Money-back policy perfect for periodic financial requirements.

Rural Postal Life Insurance (RPLI) Plans

Specifically designed for the rural population with simplified processing.

โ‚น48/1000 ๐Ÿ 

Gram Santosh (RPLI Endowment)

Entry Age:19 - 55 Years
Sum Assured:โ‚น10,000 - โ‚น10 Lakh
Target:Rural Residents

Popular plan in rural areas with good returns and security.

โ‚น45/1000 ๐Ÿ”Ÿ

Gram Priya (10-Year Plan)

Term:Fixed 10 Years
Eligibility:19 - 45 Years
Feature:Risk cover for 10 years

Short term insurance specifically for rural needs.

Social Security & Pension Schemes

โ‚น20 / Yr ๐Ÿš‘

PM Suraksha Bima Yojana (PMSBY)

Coverage:โ‚น2 Lakh (accidental)
Eligibility:18 - 70 Years
Requirement:Savings Account

Most affordable accidental insurance in the world.

โ‚น436 / Yr ๐Ÿ•ฏ๏ธ

PM Jeevan Jyoti Bima (PMJJBY)

Coverage:โ‚น2 Lakh (any death)
Eligibility:18 - 50 Years
Auto-Debit:Enabled via Bank/PO

Essential life insurance coverage for every family.

Low Premium ๐Ÿ›๏ธ

Atal Pension Yojana (APY)

Pension:โ‚น1,000 - โ‚น5,000 / Month
Entry Age:18 - 40 Years
Maturity:Starts at age 60

Guaranteed government pension for the unorganized sector.

ADVANTAGE PLI

Why Choose Postal Life Insurance?

Highest Bonus Rates

PLI consistently offers the highest bonus rates compared to any other life insurance provider in the country.

Lowest Premiums

Being a government initiative, we maintain low operational costs, passing the benefit to you via the lowest premium rates.

Tax Exemption

Premiums paid are eligible for tax rebates under Section 80C of the Income Tax Act.

Sovereign Guarantee

Fully backed by the Government of India, ensuring your hard-earned money and your family's future are 100% safe.